Full 保险 for a 租金 车 sounds simple, but every 公司 uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how 至 作出决定 whether it is worth it for your trip 至 塞萨洛尼基 or Halkidiki.
The basic 保险 every 车 has
Every 租金 车 in 希腊 must have third-party 责任保险. It covers damage and injuries you may cause 至 others, meaning 其他 车辆, people or property.
Third-party liability, however, does not cover damage 至 the 租金 车 itself. That is why additional covers exist, setting how much you pay if the 车 is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage 至 a 最高 amount, the excess. If the damage is larger than the excess, you only pay the excess and 保险 covers the rest.
The 押金 you leave at 取车 is often equal or 关闭 至 the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the 押金 is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually 至 zero or a very 小型 amount. This is what most 公司 mean by full 保险. You pay a little 更多 每天 and do not worry about a scratch in the 车 park.
With full 保险 many 公司 also reduce the 押金 at 取车. Ask specifically, because for someone with only a debit 银行卡 this can 品牌 a big difference.
What is usually not covered
Even full 保险 has exclusions. Tyres, wheels, glass, mirrors, the underside of the 车, lost keys and damage 起价 the wrong 燃料 are often not covered. Some 公司 cover them with a separate package.
否 保险 applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the 国家 without permission. Read these lines before you sign.
When full 保险 is worth it
It is worth it if you drive 开 unfamiliar roads, park often 开 the street or in narrow villages, or simply want 至 stop thinking about damage 开 holiday. In Halkidiki, with narrow roads 至 the beaches and full 车 parks in August, many drivers prefer it.
If the 租金 is for a few 小时 in the city and you drive comfortably, the basic cover with an excess may be enough. 比较 the extra 每日 费用 with the excess you would pay after damage.
银行卡 or third-party 保险
Some credit cards and insurers offer excess cover for 租金 汽车. It usually works by reimbursement: you pay the damage 至 the 公司 first and then claim the 资金 返回 起价 the insurer.
In that case the 公司 will still take the 押金, because its own 保险 does not change. If you want 至 leave 免押金, you need 至 choose the 公司’s cover or 押金保险 where 可用.
How you see it 开 Ridom
开 each Ridom 车辆 页 you see 包括哪些内容 in the 价格, the 公司’s 附加服务 and the 押金. Where 押金保险 exists, you can turn it 开 with one switch and immediately see the 新 价格.
The 公司’s detailed cover terms are shown before you 完成数 the 预订. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
常见问题
What does excess mean 开 a 租金 车?
It is the 最高 amount you pay for damage 至 the 车. The rest of the 费用 of the damage is covered by 保险.
Does full 保险 cover 全部?
Not always. Tyres, glass, the underside, keys and wrong 燃料 are often excluded. Read the 公司’s terms.
Is a 押金 needed with full 保险?
It depends 开 the 公司. Many reduce or 删除 the 押金, others keep a 小型 one for 燃料 or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the 保险 in case of damage.
Is full 保险 worth it for Halkidiki?
For many people 是, because of narrow roads and full 车 parks in 夏季. 比较 the 每日 费用 with the excess.
有用的目的地资源
这些路线是编辑建议。 在您旅行前检查访问权限、条件和当前开放时间。
