Full ביטוח for a השכרה מכונית sounds simple, but every חברה uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how עד קבלת החלטה whether it is worth it for your trip עד סלוניקי or Halkidiki.
The basic ביטוח every מכונית has
Every השכרה מכונית in יוון must have third-party ביטוח אחריות צד שלישי. It covers damage and injuries you may cause עד others, meaning אחר כלי רכב, people or property.
Third-party liability, however, does not cover damage עד the השכרה מכונית itself. That is why additional covers exist, setting how much you pay if the מכונית is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage עד a מקסימום amount, the excess. If the damage is larger than the excess, you only pay the excess and ביטוח covers the rest.
The פיקדון you leave at איסוף is often equal or סגירה עד the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the פיקדון is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually עד zero or a very קטן amount. This is what most חברות mean by full ביטוח. You pay a little עוד ליום and do not worry about a scratch in the מכונית park.
With full ביטוח many חברות also reduce the פיקדון at איסוף. Ask specifically, because for someone with only a debit כרטיס this can יצרן a big difference.
What is usually not covered
Even full ביטוח has exclusions. Tyres, wheels, glass, mirrors, the underside of the מכונית, lost keys and damage החל מ־ the wrong דלק are often not covered. Some חברות cover them with a separate package.
לא ביטוח applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the מדינה without permission. Read these lines before you sign.
When full ביטוח is worth it
It is worth it if you drive פעיל unfamiliar roads, park often פעיל the street or in narrow villages, or simply want עד stop thinking about damage פעיל holiday. In Halkidiki, with narrow roads עד the beaches and full מכונית parks in August, many drivers prefer it.
If the השכרה is for a few שעות in the city and you drive comfortably, the basic cover with an excess may be enough. השווה the extra יומי מחיר with the excess you would pay after damage.
כרטיס or third-party ביטוח
Some credit cards and insurers offer excess cover for השכרה מכוניות. It usually works by reimbursement: you pay the damage עד the חברה first and then claim the כסף חזרה החל מ־ the insurer.
In that case the חברה will still take the פיקדון, because its own ביטוח does not change. If you want עד leave ללא פיקדון, you need עד choose the חברה’s cover or ביטוח פיקדון where זמינים.
How you see it פעיל Ridom
פעיל each Ridom רכב עמוד you see מה כלול in the מחיר, the חברה’s תוספות and the פיקדון. Where ביטוח פיקדון exists, you can turn it פעיל with one switch and immediately see the חדש מחיר.
The חברה’s detailed cover terms are shown before you הושלם the הזמנה. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
שאלות נפוצות
What does excess mean פעיל a השכרה מכונית?
It is the מקסימום amount you pay for damage עד the מכונית. The rest of the מחיר of the damage is covered by ביטוח.
Does full ביטוח cover הכול?
Not always. Tyres, glass, the underside, keys and wrong דלק are often excluded. Read the חברה’s terms.
Is a פיקדון needed with full ביטוח?
It depends פעיל the חברה. Many reduce or הסר the פיקדון, others keep a קטן one for דלק or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the ביטוח in case of damage.
Is full ביטוח worth it for Halkidiki?
For many people כן, because of narrow roads and full מכונית parks in קיץ. השווה the יומי מחיר with the excess.
משאבי יעד שימושיים
מסלולים אלה הם הצעות מאמרי מערכת. בדוק גישה, תנאים ושעות פתיחה נוכחיות לפני שאתה נוסע.
