Full Verzekering for a Verhuur Auto sounds simple, but every Onderneming uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how tot Beslissen whether it is worth it for your trip tot Thessaloniki or Halkidiki.
The basic Verzekering every Auto has
Every Verhuur Auto in Griekenland must have third-party Aansprakelijkheidsverzekering. It covers damage and injuries you may cause tot others, meaning Overig voertuigen, people or property.
Third-party liability, however, does not cover damage tot the Verhuur Auto itself. That is why additional covers exist, setting how much you pay if the Auto is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage tot a Maximum amount, the excess. If the damage is larger than the excess, you only pay the excess and Verzekering covers the rest.
The Borg you leave at Ophalen is often equal or Sluiten tot the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Borg is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually tot zero or a very Klein amount. This is what most ondernemingen mean by full Verzekering. You pay a little Meer Per dag and do not worry about a scratch in the Auto park.
With full Verzekering many ondernemingen also reduce the Borg at Ophalen. Ask specifically, because for someone with only a debit Kaart this can Merk a big difference.
What is usually not covered
Even full Verzekering has exclusions. Tyres, wheels, glass, mirrors, the underside of the Auto, lost keys and damage vanaf the wrong Brandstof are often not covered. Some ondernemingen cover them with a separate package.
Nee Verzekering applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Land without permission. Read these lines before you sign.
When full Verzekering is worth it
It is worth it if you drive Aan unfamiliar roads, park often Aan the street or in narrow villages, or simply want tot stop thinking about damage Aan holiday. In Halkidiki, with narrow roads tot the beaches and full Auto parks in August, many drivers prefer it.
If the Verhuur is for a few uren in the city and you drive comfortably, the basic cover with an excess may be enough. Vergelijken the extra Dagelijks Kosten with the excess you would pay after damage.
Kaart or third-party Verzekering
Some credit cards and insurers offer excess cover for Verhuur Auto’s. It usually works by reimbursement: you pay the damage tot the Onderneming first and then claim the Geld Terug vanaf the insurer.
In that case the Onderneming will still take the Borg, because its own Verzekering does not change. If you want tot leave Geen borg, you need tot choose the Onderneming’s cover or Borgverzekering where Beschikbaar.
How you see it Aan Ridom
Aan each Ridom Voertuig Pagina you see Wat is inbegrepen in the Prijs, the Onderneming’s Extra’s and the Borg. Where Borgverzekering exists, you can turn it Aan with one switch and immediately see the Nieuw Prijs.
The Onderneming’s detailed cover terms are shown before you Voltooid the boeking. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Veelgestelde vragen
What does excess mean Aan a Verhuur Auto?
It is the Maximum amount you pay for damage tot the Auto. The rest of the Kosten of the damage is covered by Verzekering.
Does full Verzekering cover Alles?
Not always. Tyres, glass, the underside, keys and wrong Brandstof are often excluded. Read the Onderneming’s terms.
Is a Borg needed with full Verzekering?
It depends Aan the Onderneming. Many reduce or Verwijderen the Borg, others keep a Klein one for Brandstof or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Verzekering in case of damage.
Is full Verzekering worth it for Halkidiki?
For many people Ja, because of narrow roads and full Auto parks in Zomer. Vergelijken the Dagelijks Kosten with the excess.
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