Full Assicurazione for a Noleggio Auto sounds simple, but every Società uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how a Decidi whether it is worth it for your trip a Salonicco or Halkidiki.
The basic Assicurazione every Auto has
Every Noleggio Auto in Grecia must have third-party Responsabilità civile. It covers damage and injuries you may cause a others, meaning Altro veicoli, people or property.
Third-party liability, however, does not cover damage a the Noleggio Auto itself. That is why additional covers exist, setting how much you pay if the Auto is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage a a Massimo amount, the excess. If the damage is larger than the excess, you only pay the excess and Assicurazione covers the rest.
The Deposito cauzionale you leave at Ritiro is often equal or Chiudi a the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Deposito cauzionale is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually a zero or a very Piccolo amount. This is what most società mean by full Assicurazione. You pay a little Altro Al giorno and do not worry about a scratch in the Auto park.
With full Assicurazione many società also reduce the Deposito cauzionale at Ritiro. Ask specifically, because for someone with only a debit Carta this can Marca a big difference.
What is usually not covered
Even full Assicurazione has exclusions. Tyres, wheels, glass, mirrors, the underside of the Auto, lost keys and damage da the wrong Carburante are often not covered. Some società cover them with a separate package.
No Assicurazione applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Paese without permission. Read these lines before you sign.
When full Assicurazione is worth it
It is worth it if you drive Attivo unfamiliar roads, park often Attivo the street or in narrow villages, or simply want a stop thinking about damage Attivo holiday. In Halkidiki, with narrow roads a the beaches and full Auto parks in August, many drivers prefer it.
If the Noleggio is for a few ore in the city and you drive comfortably, the basic cover with an excess may be enough. Confronta the extra Giornaliero Costo with the excess you would pay after damage.
Carta or third-party Assicurazione
Some credit cards and insurers offer excess cover for Noleggio Auto. It usually works by reimbursement: you pay the damage a the Società first and then claim the Denaro Indietro da the insurer.
In that case the Società will still take the Deposito cauzionale, because its own Assicurazione does not change. If you want a leave Senza deposito cauzionale, you need a choose the Società’s cover or Assicurazione cauzione where Disponibili.
How you see it Attivo Ridom
Attivo each Ridom Veicolo Pagina you see Che cosa è incluso in the Prezzo, the Società’s Extra and the Deposito cauzionale. Where Assicurazione cauzione exists, you can turn it Attivo with one switch and immediately see the Nuovo Prezzo.
The Società’s detailed cover terms are shown before you Completato the prenotazione. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Domande frequenti
What does excess mean Attivo a Noleggio Auto?
It is the Massimo amount you pay for damage a the Auto. The rest of the Costo of the damage is covered by Assicurazione.
Does full Assicurazione cover Tutto?
Not always. Tyres, glass, the underside, keys and wrong Carburante are often excluded. Read the Società’s terms.
Is a Deposito cauzionale needed with full Assicurazione?
It depends Attivo the Società. Many reduce or Rimozione the Deposito cauzionale, others keep a Piccolo one for Carburante or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Assicurazione in case of damage.
Is full Assicurazione worth it for Halkidiki?
For many people Sì, because of narrow roads and full Auto parks in Estate. Confronta the Giornaliero Costo with the excess.
Risorse di destinazione utili
Questi percorsi sono suggerimenti editoriali. Controllare l'accesso, le condizioni e gli orari di apertura attuali prima di viaggiare.
