Full Asigurare for a Închiriere Masina sounds simple, but every Societatea uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how până la Decideți whether it is worth it for your trip până la Salonic or Halkidiki.
The basic Asigurare every Masina has
Every Închiriere Masina in Grecia must have third-party Răspundere civilă. It covers damage and injuries you may cause până la others, meaning Altele vehicule, people or property.
Third-party liability, however, does not cover damage până la the Închiriere Masina itself. That is why additional covers exist, setting how much you pay if the Masina is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage până la a Maxim amount, the excess. If the damage is larger than the excess, you only pay the excess and Asigurare covers the rest.
The Garanție you leave at Preluare is often equal or Închide până la the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Garanție is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually până la zero or a very Mică amount. This is what most societăți comerciale mean by full Asigurare. You pay a little Mai multe Pe zi and do not worry about a scratch in the Masina park.
With full Asigurare many societăți comerciale also reduce the Garanție at Preluare. Ask specifically, because for someone with only a debit Card this can Marcă a big difference.
What is usually not covered
Even full Asigurare has exclusions. Tyres, wheels, glass, mirrors, the underside of the Masina, lost keys and damage de la the wrong Combustibil are often not covered. Some societăți comerciale cover them with a separate package.
Nu Asigurare applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Țară without permission. Read these lines before you sign.
When full Asigurare is worth it
It is worth it if you drive Activ unfamiliar roads, park often Activ the street or in narrow villages, or simply want până la stop thinking about damage Activ holiday. In Halkidiki, with narrow roads până la the beaches and full Masina parks in August, many drivers prefer it.
If the Închiriere is for a few ore in the city and you drive comfortably, the basic cover with an excess may be enough. Compară the extra Zilnic Costuri with the excess you would pay after damage.
Card or third-party Asigurare
Some credit cards and insurers offer excess cover for Închiriere Mașini. It usually works by reimbursement: you pay the damage până la the Societatea first and then claim the Bani Înapoi de la the insurer.
In that case the Societatea will still take the Garanție, because its own Asigurare does not change. If you want până la leave Fără garanție, you need până la choose the Societatea’s cover or Asigurarea garanției where Disponibile.
How you see it Activ Ridom
Activ each Ridom Vehicul Pagină you see Ce este inclus in the Preț, the Societatea’s Extra and the Garanție. Where Asigurarea garanției exists, you can turn it Activ with one switch and immediately see the Nou Preț.
The Societatea’s detailed cover terms are shown before you Completat the rezervare. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Întrebări frecvente
What does excess mean Activ a Închiriere Masina?
It is the Maxim amount you pay for damage până la the Masina. The rest of the Costuri of the damage is covered by Asigurare.
Does full Asigurare cover Totul?
Not always. Tyres, glass, the underside, keys and wrong Combustibil are often excluded. Read the Societatea’s terms.
Is a Garanție needed with full Asigurare?
It depends Activ the Societatea. Many reduce or Elimină the Garanție, others keep a Mică one for Combustibil or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Asigurare in case of damage.
Is full Asigurare worth it for Halkidiki?
For many people Da, because of narrow roads and full Masina parks in Vara. Compară the Zilnic Costuri with the excess.
Resurse de destinație utile
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