Full Seguro for a Alquiler Coche sounds simple, but every Empresa uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how hasta Decidir whether it is worth it for your trip hasta Salónica or Halkidiki.
The basic Seguro every Coche has
Every Alquiler Coche in Grecia must have third-party Responsabilidad civil. It covers damage and injuries you may cause hasta others, meaning Otros vehículos, people or property.
Third-party liability, however, does not cover damage hasta the Alquiler Coche itself. That is why additional covers exist, setting how much you pay if the Coche is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage hasta a Máximo amount, the excess. If the damage is larger than the excess, you only pay the excess and Seguro covers the rest.
The Fianza you leave at Recogida is often equal or Cerrar hasta the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Fianza is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually hasta zero or a very Pequeño amount. This is what most empresas mean by full Seguro. You pay a little Más Por día and do not worry about a scratch in the Coche park.
With full Seguro many empresas also reduce the Fianza at Recogida. Ask specifically, because for someone with only a debit Tarjeta this can Marca a big difference.
What is usually not covered
Even full Seguro has exclusions. Tyres, wheels, glass, mirrors, the underside of the Coche, lost keys and damage desde the wrong Combustible are often not covered. Some empresas cover them with a separate package.
No Seguro applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the País without permission. Read these lines before you sign.
When full Seguro is worth it
It is worth it if you drive Activado unfamiliar roads, park often Activado the street or in narrow villages, or simply want hasta stop thinking about damage Activado holiday. In Halkidiki, with narrow roads hasta the beaches and full Coche parks in August, many drivers prefer it.
If the Alquiler is for a few horas in the city and you drive comfortably, the basic cover with an excess may be enough. Comparar the extra Diario Costo with the excess you would pay after damage.
Tarjeta or third-party Seguro
Some credit cards and insurers offer excess cover for Alquiler Coches. It usually works by reimbursement: you pay the damage hasta the Empresa first and then claim the Dinero Atrás desde the insurer.
In that case the Empresa will still take the Fianza, because its own Seguro does not change. If you want hasta leave Sin fianza, you need hasta choose the Empresa’s cover or Seguro de fianza where Disponibles.
How you see it Activado Ridom
Activado each Ridom Vehículo Página you see Lo que se incluye in the Precio, the Empresa’s Extras and the Fianza. Where Seguro de fianza exists, you can turn it Activado with one switch and immediately see the Nuevo Precio.
The Empresa’s detailed cover terms are shown before you Completa the reserva. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Preguntas frecuentes
What does excess mean Activado a Alquiler Coche?
It is the Máximo amount you pay for damage hasta the Coche. The rest of the Costo of the damage is covered by Seguro.
Does full Seguro cover Todo?
Not always. Tyres, glass, the underside, keys and wrong Combustible are often excluded. Read the Empresa’s terms.
Is a Fianza needed with full Seguro?
It depends Activado the Empresa. Many reduce or Eliminar the Fianza, others keep a Pequeño one for Combustible or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Seguro in case of damage.
Is full Seguro worth it for Halkidiki?
For many people Sí, because of narrow roads and full Coche parks in Verano. Comparar the Diario Costo with the excess.
Recursos útiles de destino
Estas rutas son sugerencias editoriales. Compruebe el acceso, las condiciones y las horas de apertura actuales antes de viajar.
