Full Osiguranje for a Iznajmljivanje Automobil sounds simple, but every Kompanija uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how do Odluči whether it is worth it for your trip do Solun or Halkidiki.
The basic Osiguranje every Automobil has
Every Iznajmljivanje Automobil in Grčka must have third-party Osiguranje odgovornosti. It covers damage and injuries you may cause do others, meaning Ostalo vozila, people or property.
Third-party liability, however, does not cover damage do the Iznajmljivanje Automobil itself. That is why additional covers exist, setting how much you pay if the Automobil is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage do a Maksimum amount, the excess. If the damage is larger than the excess, you only pay the excess and Osiguranje covers the rest.
The Polog you leave at Preuzimanje is often equal or Zatvori do the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Polog is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually do zero or a very Mali amount. This is what most Tvrtke mean by full Osiguranje. You pay a little Više Po danu and do not worry about a scratch in the Automobil park.
With full Osiguranje many Tvrtke also reduce the Polog at Preuzimanje. Ask specifically, because for someone with only a debit Kartica this can Marka a big difference.
What is usually not covered
Even full Osiguranje has exclusions. Tyres, wheels, glass, mirrors, the underside of the Automobil, lost keys and damage od the wrong Gorivo are often not covered. Some Tvrtke cover them with a separate package.
Ne Osiguranje applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Država without permission. Read these lines before you sign.
When full Osiguranje is worth it
It is worth it if you drive Uključeno unfamiliar roads, park often Uključeno the street or in narrow villages, or simply want do stop thinking about damage Uključeno holiday. In Halkidiki, with narrow roads do the beaches and full Automobil parks in August, many drivers prefer it.
If the Iznajmljivanje is for a few sati in the city and you drive comfortably, the basic cover with an excess may be enough. Usporedi the extra Dnevno Troškovi with the excess you would pay after damage.
Kartica or third-party Osiguranje
Some credit cards and insurers offer excess cover for Iznajmljivanje Automobili. It usually works by reimbursement: you pay the damage do the Kompanija first and then claim the Novac Natrag od the insurer.
In that case the Kompanija will still take the Polog, because its own Osiguranje does not change. If you want do leave Bez pologa, you need do choose the Kompanija’s cover or Osiguranje jamčevine where Dostupna.
How you see it Uključeno Ridom
Uključeno each Ridom Vozilo Stranica you see Što je uključeno in the Cijena, the Kompanija’s Dodaci and the Polog. Where Osiguranje jamčevine exists, you can turn it Uključeno with one switch and immediately see the Novo Cijena.
The Kompanija’s detailed cover terms are shown before you Završeno the rezervacija. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Česta pitanja
What does excess mean Uključeno a Iznajmljivanje Automobil?
It is the Maksimum amount you pay for damage do the Automobil. The rest of the Troškovi of the damage is covered by Osiguranje.
Does full Osiguranje cover Sve?
Not always. Tyres, glass, the underside, keys and wrong Gorivo are often excluded. Read the Kompanija’s terms.
Is a Polog needed with full Osiguranje?
It depends Uključeno the Kompanija. Many reduce or Ukloni the Polog, others keep a Mali one for Gorivo or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Osiguranje in case of damage.
Is full Osiguranje worth it for Halkidiki?
For many people Da, because of narrow roads and full Automobil parks in Ljeto. Usporedi the Dnevno Troškovi with the excess.
Korisni resursi odredišta
- Discover Automobili · What is a collision damage waiver
- Discover Automobili · What does deductible mean
Ove rute su urednički prijedlogi. Provjerite pristup, uvjete i trenutačno otvaranje prije nego što putujete.
