Full Draudimas for a Nuoma Automobilis sounds simple, but every Bendrovė uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how iki Priimti sprendimą whether it is worth it for your trip iki Salonikai or Halkidiki.
The basic Draudimas every Automobilis has
Every Nuoma Automobilis in Graikija must have third-party Civilinės atsakomybės draudimas. It covers damage and injuries you may cause iki others, meaning Kita transporto priemonės, people or property.
Third-party liability, however, does not cover damage iki the Nuoma Automobilis itself. That is why additional covers exist, setting how much you pay if the Automobilis is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage iki a Maksimumas amount, the excess. If the damage is larger than the excess, you only pay the excess and Draudimas covers the rest.
The Užstatas you leave at Paėmimas is often equal or Uždaryti iki the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Užstatas is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually iki zero or a very Mažas amount. This is what most Bendrovės mean by full Draudimas. You pay a little Daugiau Per dieną and do not worry about a scratch in the Automobilis park.
With full Draudimas many Bendrovės also reduce the Užstatas at Paėmimas. Ask specifically, because for someone with only a debit Kortelė this can Markė a big difference.
What is usually not covered
Even full Draudimas has exclusions. Tyres, wheels, glass, mirrors, the underside of the Automobilis, lost keys and damage nuo the wrong Degalai are often not covered. Some Bendrovės cover them with a separate package.
Ne Draudimas applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Šalis without permission. Read these lines before you sign.
When full Draudimas is worth it
It is worth it if you drive Įjungta unfamiliar roads, park often Įjungta the street or in narrow villages, or simply want iki stop thinking about damage Įjungta holiday. In Halkidiki, with narrow roads iki the beaches and full Automobilis parks in August, many drivers prefer it.
If the Nuoma is for a few valandos in the city and you drive comfortably, the basic cover with an excess may be enough. Lyginti the extra Kasdien Išlaidos with the excess you would pay after damage.
Kortelė or third-party Draudimas
Some credit cards and insurers offer excess cover for Nuoma Automobiliai. It usually works by reimbursement: you pay the damage iki the Bendrovė first and then claim the Pinigai Atgal nuo the insurer.
In that case the Bendrovė will still take the Užstatas, because its own Draudimas does not change. If you want iki leave Be užstato, you need iki choose the Bendrovė’s cover or Užstato draudimas where Laisvos.
How you see it Įjungta Ridom
Įjungta each Ridom Transporto priemonė Puslapis you see Kas yra įtraukta in the Kaina, the Bendrovė’s Papildomos paslaugos and the Užstatas. Where Užstato draudimas exists, you can turn it Įjungta with one switch and immediately see the Nauja Kaina.
The Bendrovė’s detailed cover terms are shown before you Baigta the Užsakymas. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Dažniausiai užduodami klausimai
What does excess mean Įjungta a Nuoma Automobilis?
It is the Maksimumas amount you pay for damage iki the Automobilis. The rest of the Išlaidos of the damage is covered by Draudimas.
Does full Draudimas cover Viskas?
Not always. Tyres, glass, the underside, keys and wrong Degalai are often excluded. Read the Bendrovė’s terms.
Is a Užstatas needed with full Draudimas?
It depends Įjungta the Bendrovė. Many reduce or Pašalinti the Užstatas, others keep a Mažas one for Degalai or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Draudimas in case of damage.
Is full Draudimas worth it for Halkidiki?
For many people Taip, because of narrow roads and full Automobilis parks in Vasara. Lyginti the Kasdien Išlaidos with the excess.
Naudingi paskirties ištekliai
- Discover Automobiliai · What is a collision damage waiver
- Discover Automobiliai · What does deductible mean
Šie maršrutai yra redakciniai pasiūlymai. Patikrinkite įeigą, sąlygas ir einamąsias darbo valandas prieš kelionę.
