Full Страхование for a Аренда Автомобиль sounds simple, but every Компания uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how до Принять решение whether it is worth it for your trip до Салоники or Halkidiki.
The basic Страхование every Автомобиль has
Every Аренда Автомобиль in Греция must have third-party Гражданская ответственность. It covers damage and injuries you may cause до others, meaning Другое автотранспортных средств, people or property.
Third-party liability, however, does not cover damage до the Аренда Автомобиль itself. That is why additional covers exist, setting how much you pay if the Автомобиль is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage до a Максимум amount, the excess. If the damage is larger than the excess, you only pay the excess and Страхование covers the rest.
The Залог you leave at Получение is often equal or Закрыть до the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Залог is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually до zero or a very Маленький amount. This is what most компании mean by full Страхование. You pay a little Ещё В день and do not worry about a scratch in the Автомобиль park.
With full Страхование many компании also reduce the Залог at Получение. Ask specifically, because for someone with only a debit Карта this can Марка a big difference.
What is usually not covered
Even full Страхование has exclusions. Tyres, wheels, glass, mirrors, the underside of the Автомобиль, lost keys and damage от the wrong Топливо are often not covered. Some компании cover them with a separate package.
Нет Страхование applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Страна without permission. Read these lines before you sign.
When full Страхование is worth it
It is worth it if you drive Вкл. unfamiliar roads, park often Вкл. the street or in narrow villages, or simply want до stop thinking about damage Вкл. holiday. In Halkidiki, with narrow roads до the beaches and full Автомобиль parks in August, many drivers prefer it.
If the Аренда is for a few часы in the city and you drive comfortably, the basic cover with an excess may be enough. Сравнить the extra Ежедневно Стоимость with the excess you would pay after damage.
Карта or third-party Страхование
Some credit cards and insurers offer excess cover for Аренда Автомобили. It usually works by reimbursement: you pay the damage до the Компания first and then claim the Деньги Назад от the insurer.
In that case the Компания will still take the Залог, because its own Страхование does not change. If you want до leave Без залога, you need до choose the Компания’s cover or Страховка залога where Доступны.
How you see it Вкл. Ridom
Вкл. each Ridom Транспорт Страница you see Что включает in the Цена, the Компания’s Допуслуги and the Залог. Where Страховка залога exists, you can turn it Вкл. with one switch and immediately see the Новое Цена.
The Компания’s detailed cover terms are shown before you Полный the Бронирование. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Частые вопросы
What does excess mean Вкл. a Аренда Автомобиль?
It is the Максимум amount you pay for damage до the Автомобиль. The rest of the Стоимость of the damage is covered by Страхование.
Does full Страхование cover Всё?
Not always. Tyres, glass, the underside, keys and wrong Топливо are often excluded. Read the Компания’s terms.
Is a Залог needed with full Страхование?
It depends Вкл. the Компания. Many reduce or Удалить the Залог, others keep a Маленький one for Топливо or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Страхование in case of damage.
Is full Страхование worth it for Halkidiki?
For many people Да, because of narrow roads and full Автомобиль parks in Лето. Сравнить the Ежедневно Стоимость with the excess.
Полезные ресурсы назначения
- Discover Автомобили · What is a collision damage waiver
- Discover Автомобили · What does deductible mean
Эти маршруты являются редакционными предложениями. Проверьте доступ, условия и часы работы перед поездкой.
