Full Forsikring for a Utleie Bil sounds simple, but every Bedrift uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how til Avgjør whether it is worth it for your trip til Thessaloniki or Halkidiki.
The basic Forsikring every Bil has
Every Utleie Bil in Hellas must have third-party Ansvarsforsikring. It covers damage and injuries you may cause til others, meaning Annet kjøretøyer, people or property.
Third-party liability, however, does not cover damage til the Utleie Bil itself. That is why additional covers exist, setting how much you pay if the Bil is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage til a Maksimum amount, the excess. If the damage is larger than the excess, you only pay the excess and Forsikring covers the rest.
The Depositum you leave at Henting is often equal or Lukk til the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Depositum is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually til zero or a very Liten amount. This is what most selskaper mean by full Forsikring. You pay a little Mer Per dag and do not worry about a scratch in the Bil park.
With full Forsikring many selskaper also reduce the Depositum at Henting. Ask specifically, because for someone with only a debit Kort this can Merke a big difference.
What is usually not covered
Even full Forsikring has exclusions. Tyres, wheels, glass, mirrors, the underside of the Bil, lost keys and damage fra the wrong Drivstoff are often not covered. Some selskaper cover them with a separate package.
Nei Forsikring applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Land without permission. Read these lines before you sign.
When full Forsikring is worth it
It is worth it if you drive På unfamiliar roads, park often På the street or in narrow villages, or simply want til stop thinking about damage På holiday. In Halkidiki, with narrow roads til the beaches and full Bil parks in August, many drivers prefer it.
If the Utleie is for a few timer in the city and you drive comfortably, the basic cover with an excess may be enough. Sammenlikne the extra Daglig Kostnad with the excess you would pay after damage.
Kort or third-party Forsikring
Some credit cards and insurers offer excess cover for Utleie Biler. It usually works by reimbursement: you pay the damage til the Bedrift first and then claim the Penger Tilbake fra the insurer.
In that case the Bedrift will still take the Depositum, because its own Forsikring does not change. If you want til leave Uten depositum, you need til choose the Bedrift’s cover or Depositumsforsikring where Ledige.
How you see it På Ridom
På each Ridom Kjøretøy Side you see Hva er inkludert? in the Pris, the Bedrift’s Tilleggstjenester and the Depositum. Where Depositumsforsikring exists, you can turn it På with one switch and immediately see the Ny Pris.
The Bedrift’s detailed cover terms are shown before you Ferdig the reservasjon. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Ofte stilte spørsmål
What does excess mean På a Utleie Bil?
It is the Maksimum amount you pay for damage til the Bil. The rest of the Kostnad of the damage is covered by Forsikring.
Does full Forsikring cover Alt?
Not always. Tyres, glass, the underside, keys and wrong Drivstoff are often excluded. Read the Bedrift’s terms.
Is a Depositum needed with full Forsikring?
It depends På the Bedrift. Many reduce or Fjern the Depositum, others keep a Liten one for Drivstoff or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Forsikring in case of damage.
Is full Forsikring worth it for Halkidiki?
For many people Ja, because of narrow roads and full Bil parks in Sommer. Sammenlikne the Daglig Kostnad with the excess.
Nyttige mottakerressurser
Disse rutene er redaksjonelle forslag. Sjekk tilgang, betingelser og gjeldende åpningstider før du reiser.
