Full Biztosítás for a Bérelhető Autó sounds simple, but every Vállalat uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how – Döntés whether it is worth it for your trip – Thesszaloniki or Halkidiki.
The basic Biztosítás every Autó has
Every Bérelhető Autó in Görögország must have third-party Felelősségbiztosítás. It covers damage and injuries you may cause – others, meaning Egyéb járművek, people or property.
Third-party liability, however, does not cover damage – the Bérelhető Autó itself. That is why additional covers exist, setting how much you pay if the Autó is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage – a Maximum amount, the excess. If the damage is larger than the excess, you only pay the excess and Biztosítás covers the rest.
The Kaució you leave at Átvétel is often equal or Bezárás – the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Kaució is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually – zero or a very Kicsi amount. This is what most vállalatok mean by full Biztosítás. You pay a little Továbbiak Naponta and do not worry about a scratch in the Autó park.
With full Biztosítás many vállalatok also reduce the Kaució at Átvétel. Ask specifically, because for someone with only a debit Kártya this can Márka a big difference.
What is usually not covered
Even full Biztosítás has exclusions. Tyres, wheels, glass, mirrors, the underside of the Autó, lost keys and damage ettől the wrong Üzemanyag are often not covered. Some vállalatok cover them with a separate package.
Nem Biztosítás applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Ország without permission. Read these lines before you sign.
When full Biztosítás is worth it
It is worth it if you drive Be unfamiliar roads, park often Be the street or in narrow villages, or simply want – stop thinking about damage Be holiday. In Halkidiki, with narrow roads – the beaches and full Autó parks in August, many drivers prefer it.
If the Bérelhető is for a few óra in the city and you drive comfortably, the basic cover with an excess may be enough. Összehasonlítás the extra Naponta Költség with the excess you would pay after damage.
Kártya or third-party Biztosítás
Some credit cards and insurers offer excess cover for Bérelhető Autók. It usually works by reimbursement: you pay the damage – the Vállalat first and then claim the Pénz Vissza ettől the insurer.
In that case the Vállalat will still take the Kaució, because its own Biztosítás does not change. If you want – leave Kaució nélkül, you need – choose the Vállalat’s cover or Kauciós biztosítás where Elérhető.
How you see it Be Ridom
Be each Ridom Jármű Oldal you see Mit tartalmaz in the Ár, the Vállalat’s Extrák and the Kaució. Where Kauciós biztosítás exists, you can turn it Be with one switch and immediately see the Új Ár.
The Vállalat’s detailed cover terms are shown before you Teljes the Foglalás. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Gyakori kérdések
What does excess mean Be a Bérelhető Autó?
It is the Maximum amount you pay for damage – the Autó. The rest of the Költség of the damage is covered by Biztosítás.
Does full Biztosítás cover Minden?
Not always. Tyres, glass, the underside, keys and wrong Üzemanyag are often excluded. Read the Vállalat’s terms.
Is a Kaució needed with full Biztosítás?
It depends Be the Vállalat. Many reduce or Eltávolítás the Kaució, others keep a Kicsi one for Üzemanyag or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Biztosítás in case of damage.
Is full Biztosítás worth it for Halkidiki?
For many people Igen, because of narrow roads and full Autó parks in Nyár. Összehasonlítás the Naponta Költség with the excess.
Hasznos célforrások
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