Full Forsikring for a Leje Bil sounds simple, but every Virksomhed uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how til Træf afgørelse whether it is worth it for your trip til Thessaloniki or Halkidiki.
The basic Forsikring every Bil has
Every Leje Bil in Grækenland must have third-party Ansvarsforsikring. It covers damage and injuries you may cause til others, meaning Andet køretøjer, people or property.
Third-party liability, however, does not cover damage til the Leje Bil itself. That is why additional covers exist, setting how much you pay if the Bil is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage til a Maksimum amount, the excess. If the damage is larger than the excess, you only pay the excess and Forsikring covers the rest.
The Depositum you leave at Afhentning is often equal or Luk til the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Depositum is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually til zero or a very Lille amount. This is what most virksomheder mean by full Forsikring. You pay a little Mere Pr. dag and do not worry about a scratch in the Bil park.
With full Forsikring many virksomheder also reduce the Depositum at Afhentning. Ask specifically, because for someone with only a debit Kort this can Mærke a big difference.
What is usually not covered
Even full Forsikring has exclusions. Tyres, wheels, glass, mirrors, the underside of the Bil, lost keys and damage fra the wrong Brændstof are often not covered. Some virksomheder cover them with a separate package.
Nej Forsikring applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Land without permission. Read these lines before you sign.
When full Forsikring is worth it
It is worth it if you drive Til unfamiliar roads, park often Til the street or in narrow villages, or simply want til stop thinking about damage Til holiday. In Halkidiki, with narrow roads til the beaches and full Bil parks in August, many drivers prefer it.
If the Leje is for a few timer in the city and you drive comfortably, the basic cover with an excess may be enough. Sammenlign the extra Dagligt Omkostninger with the excess you would pay after damage.
Kort or third-party Forsikring
Some credit cards and insurers offer excess cover for Leje Biler. It usually works by reimbursement: you pay the damage til the Virksomhed first and then claim the Penge Tilbage fra the insurer.
In that case the Virksomhed will still take the Depositum, because its own Forsikring does not change. If you want til leave Intet depositum, you need til choose the Virksomhed’s cover or Depositumsforsikring where Ledige.
How you see it Til Ridom
Til each Ridom Køretøj Side you see Hvad er inkluderet in the Pris, the Virksomhed’s Tilkøb and the Depositum. Where Depositumsforsikring exists, you can turn it Til with one switch and immediately see the Ny Pris.
The Virksomhed’s detailed cover terms are shown before you Fuldstændig the booking. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Ofte stillede spørgsmål
What does excess mean Til a Leje Bil?
It is the Maksimum amount you pay for damage til the Bil. The rest of the Omkostninger of the damage is covered by Forsikring.
Does full Forsikring cover Alt?
Not always. Tyres, glass, the underside, keys and wrong Brændstof are often excluded. Read the Virksomhed’s terms.
Is a Depositum needed with full Forsikring?
It depends Til the Virksomhed. Many reduce or Fjern the Depositum, others keep a Lille one for Brændstof or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Forsikring in case of damage.
Is full Forsikring worth it for Halkidiki?
For many people Ja, because of narrow roads and full Bil parks in Sommer. Sammenlign the Dagligt Omkostninger with the excess.
Nyttige destinationsressourcer
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