Full Versicherung for a Vermietung Fahrzeug sounds simple, but every Unternehmen uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how bis Entscheiden whether it is worth it for your trip bis Thessaloniki or Halkidiki.
The basic Versicherung every Fahrzeug has
Every Vermietung Fahrzeug in Griechenland must have third-party Haftpflichtversicherung. It covers damage and injuries you may cause bis others, meaning Sonstiges Fahrzeuge, people or property.
Third-party liability, however, does not cover damage bis the Vermietung Fahrzeug itself. That is why additional covers exist, setting how much you pay if the Fahrzeug is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage bis a Maximum amount, the excess. If the damage is larger than the excess, you only pay the excess and Versicherung covers the rest.
The Kaution you leave at Abholung is often equal or Schließen bis the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Kaution is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually bis zero or a very Klein amount. This is what most Unternehmen mean by full Versicherung. You pay a little Mehr Pro Tag and do not worry about a scratch in the Fahrzeug park.
With full Versicherung many Unternehmen also reduce the Kaution at Abholung. Ask specifically, because for someone with only a debit Karte this can Marke a big difference.
What is usually not covered
Even full Versicherung has exclusions. Tyres, wheels, glass, mirrors, the underside of the Fahrzeug, lost keys and damage ab the wrong Kraftstoff are often not covered. Some Unternehmen cover them with a separate package.
Nein Versicherung applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Land without permission. Read these lines before you sign.
When full Versicherung is worth it
It is worth it if you drive An unfamiliar roads, park often An the street or in narrow villages, or simply want bis stop thinking about damage An holiday. In Halkidiki, with narrow roads bis the beaches and full Fahrzeug parks in August, many drivers prefer it.
If the Vermietung is for a few Stunden in the city and you drive comfortably, the basic cover with an excess may be enough. Vergleich the extra Täglich Kosten with the excess you would pay after damage.
Karte or third-party Versicherung
Some credit cards and insurers offer excess cover for Vermietung Autos. It usually works by reimbursement: you pay the damage bis the Unternehmen first and then claim the Geld Zurück ab the insurer.
In that case the Unternehmen will still take the Kaution, because its own Versicherung does not change. If you want bis leave Keine Kaution, you need bis choose the Unternehmen’s cover or Kautionsversicherung where Verfügbar.
How you see it An Ridom
An each Ridom Fahrzeug Seite you see Was ist enthalten in the Preis, the Unternehmen’s Extras and the Kaution. Where Kautionsversicherung exists, you can turn it An with one switch and immediately see the Neu Preis.
The Unternehmen’s detailed cover terms are shown before you Vollständig the Buchung. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Häufige Fragen
What does excess mean An a Vermietung Fahrzeug?
It is the Maximum amount you pay for damage bis the Fahrzeug. The rest of the Kosten of the damage is covered by Versicherung.
Does full Versicherung cover Alles?
Not always. Tyres, glass, the underside, keys and wrong Kraftstoff are often excluded. Read the Unternehmen’s terms.
Is a Kaution needed with full Versicherung?
It depends An the Unternehmen. Many reduce or Entfernen the Kaution, others keep a Klein one for Kraftstoff or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Versicherung in case of damage.
Is full Versicherung worth it for Halkidiki?
For many people Ja, because of narrow roads and full Fahrzeug parks in Sommer. Vergleich the Täglich Kosten with the excess.
Nützliche Zielressourcen
Diese Routen sind redaktionelle Vorschläge. Überprüfen Sie den Zugang, die Bedingungen und die aktuellen Öffnungszeiten vor Ihrer Reise.
