Full Assurance for a Location Voiture sounds simple, but every Société uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how à Décider whether it is worth it for your trip à Thessalonique or Halkidiki.
The basic Assurance every Voiture has
Every Location Voiture in Grèce must have third-party Responsabilité civile. It covers damage and injuries you may cause à others, meaning Autres véhicules, people or property.
Third-party liability, however, does not cover damage à the Location Voiture itself. That is why additional covers exist, setting how much you pay if the Voiture is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage à a Maximum amount, the excess. If the damage is larger than the excess, you only pay the excess and Assurance covers the rest.
The Caution you leave at Prise en charge is often equal or Fermer à the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Caution is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually à zero or a very Petites amount. This is what most entreprises mean by full Assurance. You pay a little Plus Par jour and do not worry about a scratch in the Voiture park.
With full Assurance many entreprises also reduce the Caution at Prise en charge. Ask specifically, because for someone with only a debit Carte this can Marque a big difference.
What is usually not covered
Even full Assurance has exclusions. Tyres, wheels, glass, mirrors, the underside of the Voiture, lost keys and damage à partir de the wrong Carburant are often not covered. Some entreprises cover them with a separate package.
Non Assurance applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Pays without permission. Read these lines before you sign.
When full Assurance is worth it
It is worth it if you drive Activé unfamiliar roads, park often Activé the street or in narrow villages, or simply want à stop thinking about damage Activé holiday. In Halkidiki, with narrow roads à the beaches and full Voiture parks in August, many drivers prefer it.
If the Location is for a few heures in the city and you drive comfortably, the basic cover with an excess may be enough. Comparer the extra Quotidien Coût with the excess you would pay after damage.
Carte or third-party Assurance
Some credit cards and insurers offer excess cover for Location Voitures. It usually works by reimbursement: you pay the damage à the Société first and then claim the Argent Retour à partir de the insurer.
In that case the Société will still take the Caution, because its own Assurance does not change. If you want à leave Sans caution, you need à choose the Société’s cover or Assurance de caution where Disponibles.
How you see it Activé Ridom
Activé each Ridom Véhicule Page you see Ce qui est inclus in the Prix, the Société’s Options and the Caution. Where Assurance de caution exists, you can turn it Activé with one switch and immediately see the Nouveau Prix.
The Société’s detailed cover terms are shown before you Complété the réservation. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Questions fréquentes
What does excess mean Activé a Location Voiture?
It is the Maximum amount you pay for damage à the Voiture. The rest of the Coût of the damage is covered by Assurance.
Does full Assurance cover Tout?
Not always. Tyres, glass, the underside, keys and wrong Carburant are often excluded. Read the Société’s terms.
Is a Caution needed with full Assurance?
It depends Activé the Société. Many reduce or Supprimer the Caution, others keep a Petites one for Carburant or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Assurance in case of damage.
Is full Assurance worth it for Halkidiki?
For many people Oui, because of narrow roads and full Voiture parks in Été. Comparer the Quotidien Coût with the excess.
Ressources utiles pour les destinations
Ces itinéraires sont des suggestions rédactionnelles. Vérifiez l'accès, les conditions et les heures d'ouverture actuelles avant de voyager.
