Full Vakuutus for a Vuokra-asunto Auto sounds simple, but every Yritys uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how – Tee päätös whether it is worth it for your trip – Thessaloniki or Halkidiki.
The basic Vakuutus every Auto has
Every Vuokra-asunto Auto in Kreikka must have third-party Vastuuvakuutus. It covers damage and injuries you may cause – others, meaning Muut ajoneuvot, people or property.
Third-party liability, however, does not cover damage – the Vuokra-asunto Auto itself. That is why additional covers exist, setting how much you pay if the Auto is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage – a Maksimi amount, the excess. If the damage is larger than the excess, you only pay the excess and Vakuutus covers the rest.
The Vakuus you leave at Nouto is often equal or Sulje – the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Vakuus is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually – zero or a very Pienet amount. This is what most yritykset mean by full Vakuutus. You pay a little Lisää Päivässä and do not worry about a scratch in the Auto park.
With full Vakuutus many yritykset also reduce the Vakuus at Nouto. Ask specifically, because for someone with only a debit Kortti this can Merkki a big difference.
What is usually not covered
Even full Vakuutus has exclusions. Tyres, wheels, glass, mirrors, the underside of the Auto, lost keys and damage alkaen the wrong Polttoaine are often not covered. Some yritykset cover them with a separate package.
Ei Vakuutus applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the Maa without permission. Read these lines before you sign.
When full Vakuutus is worth it
It is worth it if you drive Päällä unfamiliar roads, park often Päällä the street or in narrow villages, or simply want – stop thinking about damage Päällä holiday. In Halkidiki, with narrow roads – the beaches and full Auto parks in August, many drivers prefer it.
If the Vuokra-asunto is for a few tuntia in the city and you drive comfortably, the basic cover with an excess may be enough. Vertaa the extra Päivittäin Kulut with the excess you would pay after damage.
Kortti or third-party Vakuutus
Some credit cards and insurers offer excess cover for Vuokra-asunto Autot. It usually works by reimbursement: you pay the damage – the Yritys first and then claim the Raha Takaisin alkaen the insurer.
In that case the Yritys will still take the Vakuus, because its own Vakuutus does not change. If you want – leave Ei vakuutta, you need – choose the Yritys’s cover or Vakuusvakuutus where Vapaat.
How you see it Päällä Ridom
Päällä each Ridom Ajoneuvo Sivu you see Mitä sisältyy in the Hinta, the Yritys’s Lisäpalvelut and the Vakuus. Where Vakuusvakuutus exists, you can turn it Päällä with one switch and immediately see the Uusi Hinta.
The Yritys’s detailed cover terms are shown before you Täydennetty the varaus. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Usein kysytyt kysymykset
What does excess mean Päällä a Vuokra-asunto Auto?
It is the Maksimi amount you pay for damage – the Auto. The rest of the Kulut of the damage is covered by Vakuutus.
Does full Vakuutus cover Kaikki?
Not always. Tyres, glass, the underside, keys and wrong Polttoaine are often excluded. Read the Yritys’s terms.
Is a Vakuus needed with full Vakuutus?
It depends Päällä the Yritys. Many reduce or Poista the Vakuus, others keep a Pienet one for Polttoaine or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Vakuutus in case of damage.
Is full Vakuutus worth it for Halkidiki?
For many people Kyllä, because of narrow roads and full Auto parks in Kesä. Vertaa the Päivittäin Kulut with the excess.
Hyödylliset kohderesurssit
Nämä ovat toimituksellisia ehdotuksia. Tarkista pääsy, olosuhteet ja nykyiset aukioloajat ennen matkaasi.
