Full Seguro for a Aluguer Carro sounds simple, but every Empresa uses the phrase a little differently. For some it means zero excess for body damage, for others it also covers glass or tyres. Here you will see what each level of cover includes, what is usually left out and how até Decidir whether it is worth it for your trip até Salónica or Halkidiki.
The basic Seguro every Carro has
Every Aluguer Carro in Grécia must have third-party Responsabilidade civil. It covers damage and injuries you may cause até others, meaning Outros veículos, people or property.
Third-party liability, however, does not cover damage até the Aluguer Carro itself. That is why additional covers exist, setting how much you pay if the Carro is damaged while you drive it.
CDW and excess: the most common cover
CDW cover limits your liability for body damage até a Máximo amount, the excess. If the damage is larger than the excess, you only pay the excess and Seguro covers the rest.
The Caução you leave at Levantamento is often equal or Fechar até the excess. So when you read the terms, look at both amounts together: how much the excess is and how much the Caução is.
FDW or SCDW: zero or lower excess
FDW or SCDW covers reduce the excess, usually até zero or a very Pequenos amount. This is what most empresas mean by full Seguro. You pay a little Mais Por dia and do not worry about a scratch in the Carro park.
With full Seguro many empresas also reduce the Caução at Levantamento. Ask specifically, because for someone with only a debit Cartão this can Marca a big difference.
What is usually not covered
Even full Seguro has exclusions. Tyres, wheels, glass, mirrors, the underside of the Carro, lost keys and damage desde the wrong Combustível are often not covered. Some empresas cover them with a separate package.
Não Seguro applies when the terms are breached: driving under the influence, a driver not named in the contract, dirt roads where forbidden, or leaving the País without permission. Read these lines before you sign.
When full Seguro is worth it
It is worth it if you drive Ativo unfamiliar roads, park often Ativo the street or in narrow villages, or simply want até stop thinking about damage Ativo holiday. In Halkidiki, with narrow roads até the beaches and full Carro parks in August, many drivers prefer it.
If the Aluguer is for a few horas in the city and you drive comfortably, the basic cover with an excess may be enough. Comparar the extra Diário Custo with the excess you would pay after damage.
Cartão or third-party Seguro
Some credit cards and insurers offer excess cover for Aluguer Carros. It usually works by reimbursement: you pay the damage até the Empresa first and then claim the Dinheiro Voltar desde the insurer.
In that case the Empresa will still take the Caução, because its own Seguro does not change. If you want até leave Sem caução, you need até choose the Empresa’s cover or Seguro de caução where Disponíveis.
How you see it Ativo Ridom
Ativo each Ridom Veículo Página you see O que está incluído in the Preço, the Empresa’s Extras and the Caução. Where Seguro de caução exists, you can turn it Ativo with one switch and immediately see the Novo Preço.
The Empresa’s detailed cover terms are shown before you Conclusão the reserva. If something is unclear, such as tyres or glass, ask before you pay so you know exactly what applies.
Perguntas frequentes
What does excess mean Ativo a Aluguer Carro?
It is the Máximo amount you pay for damage até the Carro. The rest of the Custo of the damage is covered by Seguro.
Does full Seguro cover Tudo?
Not always. Tyres, glass, the underside, keys and wrong Combustível are often excluded. Read the Empresa’s terms.
Is a Caução needed with full Seguro?
It depends Ativo the Empresa. Many reduce or Remover the Caução, others keep a Pequenos one for Combustível or fines.
Is a second driver covered?
Only if named in the contract. An undeclared driver usually voids the Seguro in case of damage.
Is full Seguro worth it for Halkidiki?
For many people Sim, because of narrow roads and full Carro parks in Verão. Comparar the Diário Custo with the excess.
Recursos úteis de destino
Essas rotas são sugestões editoriais. Verifique o acesso, as condições e os horários de abertura atuais antes de viajar.
